Facts
| Name | HiCash: Personal Finances In Spanish: HiCash: Finanzas Personales |
|---|---|
| Developer | Famaru Apps |
| Platform | Android. There is no iPhone version. |
| Package | io.github.famaruhue.hicash |
| Category | Finance |
| Download | Google Play, free |
| Official site | hicash.cl |
| Contact | support@hicash.cl |
| Made in | Chile |
What HiCash is
HiCash is a personal finance app for Android that shows how much you can spend today without coming up short later. You record your income, expenses, savings and upcoming payments, and HiCash projects how your money will evolve day by day, warns you ahead of time about the days it won't stretch, and helps you decide what to move before it becomes a problem.
HiCash is not a bank, does not move money, does not connect to your bank accounts and does not offer loans.
The problem it solves
Your account balance doesn't tell you how much you can spend. You can have $4,000 in your account and only $800 truly available, because the other $3,200 is already committed to rent, bills and installments that haven't gone out yet. HiCash shows your Available money today and how you end the month, already counting the income and expenses still to come, plus a calendar with each day's balance. With Premium it also tells you the exact amount you can spend today without any day going negative.
How it works
- You add what repeats. Income, rent, bills, installments, subscriptions: how much and on which day. No need to log every coffee.
- HiCash projects your money day by day. It adds and subtracts your entries on their dates, without guessing from averages.
- It warns you early. If one day the money won't stretch, that day shows up in red, with how much is missing.
- It helps you cover it. It shows different ways to fix it —postpone a contribution, reduce it, move a payment, use part of your savings— and the consequence of each before you apply it.
Features
- Today's Available and how you end the month, counting what's still to come.
- Calendar with each day's projected balance.
- Alerts for the days your money won't stretch, and options to cover them.
- Simulator: what happens if an income changes, and (Premium) how much you can spend today without any day going negative.
- Savings goals, with the date you'll reach each one.
- Reminders for payments and contributions.
- PIN, pattern or fingerprint lock.
- Backups on your phone and, if you connect your Google account (optional), automatic backups to your own Google Drive.
- Export to PDF and Excel (Premium).
Privacy
Your numbers stay on your phone. HiCash does not send your income, expenses, goals, names or amounts to any server, and it works offline. What does leave: technical error reports and an anonymous daily usage summary, with no amounts and nothing you type. If you connect your Google account, your email and name are used to sign in, and the backup goes to your own Drive, not to us. Full details in the privacy policy.
Currencies and languages
48 currencies, each with its own format, and 26 languages.
Free and Premium
The download is free and the free version doesn't expire: unlimited income and expenses, calendar with projected balance, alerts for red days, one free fix applied once, savings goals, reminders, lock and backups. No ads, in the free version or in Premium.
Premium adds every option to cover a red day, comparing alternatives, applying a full plan at once, unlimited goals, 90, 180 and 365-day projections, advanced statistics and export. It's available as a monthly or annual subscription, or as a one-time permanent purchase; Google Play shows you the price in your currency before you pay.