How much can you spend today without coming up short later?
Your bank shows you how much money you have. HiCash shows you how much you can actually spend, after accounting for rent, bills, installments, and everything else that will still come out of your balance.
- No ads
- No account required
- No bank connection
- Works offline
See how HiCash works.
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You can have $400 in your account and only $80 actually available to spend.
Because the other $320 is already committed, even though it is still sitting in your account. That's where many money problems begin: your balance looks sufficient, until the payments arrive and suddenly it isn't.
HiCash calls this Available — the money you can actually use without putting upcoming payments at risk. It's the first thing you see when you open the app.
Set it up once. Then HiCash does the math for you.
Just tell HiCash what money comes in and which payments repeat. You don't need to record every coffee, purchase, or everyday expense to see what your money will look like later. You can add one-time income or expenses whenever you need to, while recurring transactions are automated and projected on your calendar.
Add what repeats
Add your regular income and expenses: rent, bills, installments, subscriptions, paychecks, and other recurring transactions. Enter the amount and the day they occur.
See your money day by day
HiCash calculates how much money you'll have each day of the month. It doesn't just show you what you have now — it shows you what you'll have left after each payment.
See the problem before it happens
If your money won't be enough at some point in the future, HiCash shows you exactly which day it happens and how much you're short. You see it before that day arrives, while you still have time to make a decision.
It doesn't just tell you you're short. It helps you decide what to move.
When a shortfall day appears, HiCash can show you different ways to cover it: postpone a contribution, reduce it, move a payment, or use part of your savings. It also shows you the consequence of each option.
You're $12 short that day.
The day is covered, and your goal is delayed by four days. That's the cost of the decision. You know it before you make it.
Your finances stay on your phone.
HiCash doesn't require an account or a connection to your bank. Your financial information is stored on your phone, and the app works without an internet connection.
HiCash doesn't use advertising and never sends your income, expenses, goals, names, or amounts to us: if you turn on the Google Drive backup, they go to your own Drive, not to us. Only the technical information needed to detect and fix errors is sent, along with an anonymous usage summary. It does not contain your financial amounts or anything you write inside the app. Everything is explained in detail in our privacy policy.
Free to use. Premium when you need more.
Use HiCash for free to organize your money and see your projected balance. When you want the full set of planning tools, choose Premium as an annual subscription or make a one-time purchase for permanent access.
Free
No payment required to get started.
- Unlimited income and expenses
- Full calendar with projected balance
- Alerts for days when your money falls short
- One option to fix each shortfall day
- Savings goals
- Reminders, app lock, and backups
Premium
- All available options for fixing a shortfall day
- Compare different alternatives
- Apply the complete plan at once
- Unlimited goals
- 90-, 180-, and 365-day projections
- Advanced statistics and month-to-month comparisons
- PDF and Excel export
Both options include the same features. Google Play shows the price in your currency before you pay.
Install HiCash, add your income and expenses, and use the calendar, alerts, and savings goals without paying anything. Choose Premium later through an annual subscription or a one-time permanent purchase.
What you probably want to know before installing HiCash.
Does HiCash connect to my bank?
No. HiCash works with the information you enter yourself and does not require an internet connection. Everything runs locally on your device. You don't need to provide your banking credentials or create an account to use the app.
Do I have to record every expense?
No. HiCash is primarily designed to project your money based on recurring transactions: income, rent, bills, installments, subscriptions, and other regular payments.
You can record one-time expenses whenever you want, but you don't need to do so to use the projection.
How does HiCash know when I'll run out of money?
It starts with your current balance and, day by day, adds and subtracts the transactions you've entered according to their dates.
When your projected balance drops below zero, that day appears in red.
HiCash doesn't try to guess your expenses using averages. It calculates the projection using the amounts and dates you enter.
Does it have ads?
No. HiCash doesn't show ads, either in the free version or in Premium.
Does it work offline?
Yes. All calculations are performed on your phone, so you can use HiCash even without an internet connection.
Which currencies does it support?
HiCash supports 48 currencies, including:
Chilean peso, Colombian peso, Argentine peso, Uruguayan peso, Brazilian real, euro, US dollar, British pound, Mexican peso, and Peruvian sol.
Each currency uses its corresponding format.
What happens if I change phones?
You can create a backup from Settings and restore it on your new phone.
The backup remains under your control, and you can store it wherever you want.
Can I choose how to get Premium?
Yes. Premium is available either as an annual subscription or as a one-time purchase for permanent access. The available options and current prices are shown in Google Play.
Is there an iPhone version?
Not yet. HiCash is currently available for Android only.